Discussion Topics Below
RE: MJR Collections Calling ...
Jan 10, 2014 Post By: - HonestAbe
Yes, of course, but I thought we were operating on the .00000000001% premise that the date of last activity was Dec. 31, 2003, and CIBC - or whoever might own it now - waited until Dec. 31, 2009 to file an action, obtai. . . .
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RE: MJR Collections Calling ...
Jan 9, 2014 Post By: - TJ.brooks
At this point makes no difference who owns this debt. They missed the boat....the ship has sailed. They can no longer win a judgment if they did decide to sue.
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RE: Anyone have any experien...
Jan 9, 2014 Post By: - HonestAbe
The forum owner only allows his spam on this forum.
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RE: MJR Collections Calling ...
Jan 9, 2014 Post By: - HonestAbe
Neither worry nor run away since you have little to fear. If it were me, I would be proactive and demand that letter of assignment which will tell you everything pertinent. It's so easy.
Or if they do call again, I w. . . .
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RE: MJR Collections Calling ...
Jan 9, 2014 Post By: - CowgirlCaz
I don't have a mortgage at all. When my ex-husband and I divorced and thus sold the house that we had back then, after paying all the bills associated with it, including that house's mortgage, etc I had a bit of money t. . . .
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RE: MJR Collections Calling ...
Jan 9, 2014 Post By: - HonestAbe
You surely are worried about nothing. Thousands of calls over stats barred debts are made every month. They come out on monthly lists and are given to collection agencies to work the phones to make last but brief kicks . . . .
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RE: MJR Collections Calling ...
Jan 9, 2014 Post By: - TJ.brooks
You have an affirmative defense...the SOL.
If they are just now going to start legal action they can not win.
You could skywrite over MJR office building I owe the money...would mean nothing.
Again if they call just . . . .
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RE: MJR Collections Calling ...
Jan 9, 2014 Post By: - CowgirlCaz
Well, again that's what I mean; they have to know a valid address in order to enforce a lien for example - without an address, etc they can't place a lien at all. As such, if a lien was in place - why would MJR continue. . . .
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RE: MJR Collections Calling ...
Jan 9, 2014 Post By: - TJ.brooks
What I find hard to believe is that the bank would still hold this small debt. They normally would have sold it off years ago. Cost more to keep track of this file then it is worth.
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RE: MJR Collections Calling ...
Jan 9, 2014 Post By: - HonestAbe
Well, I've never heard of a bank waiting for 6 years to sue anyone, but it's theoretically possible. However, if that were the case, it would mean the case would have been filed by MJR's paralegals because they would h. . . .
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